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T-Mobile Senior Plan Reviews (with Costs)

If you’re 55 or older and looking for an affordable cellular plan, then T-Mobile has some of the best options available.

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The Senior List is compensated when you click on the provider links listed on this page. This compensation does not impact our ratings or reviews.

If you’re looking for a cell phone plan with unlimited talk, text, and data, then you’ll find many options that cost upward of $60 per month for a single line. However, if you’re age 55 or older, then T-Mobile senior plans start at under $30 per line, the most affordable unlimited plan from a major carrier.

Not only do these plans come with no overage charges, but they also include high-tech bonuses like 5G coverage, mobile hotspot usage, and international service at no extra charge. T-Mobile’s Unlimited 55+ plans also require no long-term contracts.

Pro Tip: Looking to swap out your wireless provider? Then check out our rundown of the best cell phone plans for seniors.

T-Mobile Pros and Cons

T-Mobile Pros

Cheap unlimited data: With unlimited talk, text, and data plans starting at $27.50 per month per line, T-Mobile is easily the most affordable unlimited plan from a major provider, not to mention they’re one of the few with 5G access.

Nationwide availability: While Verizon and AT&T offer similar discounted plans for seniors, only T-Mobile’s plans are available in every state.

No annual contracts: T-Mobile’s Unlimited 55+ plans require no long-term contracts and are guaranteed to not go up in price.

International coverage: T-Mobile’s senior plans offer unlimited data in Mexico and Canada, in addition to data and texting abroad.

Advanced features: While other providers like Mint and Cricket offer affordable unlimited plans, T-Mobile is the only one to offer 5G data and mobile hotspot usage.

T-Mobile Cons

Multiple lines required for lowest prices: T-Mobile’s Unlimited 55+ plans require multiple lines to receive the best price. With that said, for one line on their Essentials 55+ plan, it will cost $40 per month, which is still lower than average.

Exploring T-Mobile’s Coverage

Before deciding on a wireless provider, the first consideration to make is if you can be covered. Thanks to their merger with Sprint, T-Mobile now offers even more impressive coverage in America and beyond. Most urban and suburban areas fall within their coverage range; however, rural customers should check to make sure that this network will work for them. On their website, T-Mobile offers a coverage map, so not only were we able to examine the coverage in our area, but if we happen to be traveling—to a remote family cabin, for example—we would be able to check coverage reliability there.

The Shopping Experience With T-Mobile

Another thing we really liked about T-Mobile is its lack of additional products and services. This seems counterintuitive, but when shopping with Verizon or AT&T—companies with home-based services like internet, cable, and landline—navigating the different products can be complicated. Furthermore, with so many product offerings, companies try to sell new customers on bundled services, and it can be confusing to know if we were getting a competitive price or if we were being upsold on services we didn’t need.

Luckily, T-Mobile’s offerings are limited to wireless, which, while still somewhat complicated, take additional guesswork out of the proceedings. One area in which T-Mobile especially excels is their customer service, which also helps in the buying process. In our interactions with the company, their customer support team is always friendly and conversational, and they have a firm understanding of their plans which helps them answer any questions. The company features both prominent phone numbers as well as a live online chat to get in touch with a representative.

The downside of T-Mobile’s 55 and older plans, however, is they can’t be purchased online without the help of a customer service representative. Because of age verification, we needed to speak to an agent to get the plan we wanted. While this process is a bit more inconvenient than simply buying online, it’s not the worst thing in the world to have a representative talk us through the plans, phone options, and more, so we have a completely transparent explanation of what we’re paying for.

Note: T-Mobile has more than 8,000 retail locations nationwide, so if you’re more comfortable making purchases in person, the store locator on their website could be a great place to start.

The actual buying process is relatively simple with T-Mobile. We selected from the three 55+ plans, chose from the participating devices included with the plan, and we were off and running. There were some nuances within the plans themselves that did affect the purchasing process, so let’s just dive in.

Breaking Down the 55+ Plans

T-Mobile offers three plans for their 55 and older customers: Essentials 55+, Magenta 55+, and Magenta MAX 55+. Each plan has something to offer depending on what you may be looking to get out of a phone. For those who want to connect to family or for emergencies, the more pared-down Essentials plan could be a great option, while the Magenta plan caters more to tech-savvy users who plan on using their phones for streaming video, social media, and other applications.

Let’s take a look at the plans and see how they compare:

Essentials 55+ Magenta 55+ Magenta MAX 55+
Price Per Line (with two lines)
Taxes and Fees Included
Unlimited Talk, Text, Data
Scam-Blocking Protection
Service Abroad
Texting Only
Texting and Data
Texting and 2x Speed Data
No Annual Service Contracts
Streaming Quality
Standard Definition
Standard Definition
High Definition
Mobile Hotspot Data
5GB of 4G LTE
40GB of 4G LTE
Service in Mexico and Canada
2G Data
5GB of 4G Data
5GB of 4G Data
In-Flight Wi-Fi
1 Hour
“Netflix on Us”
Enhanced Voicemail

Unlike some other providers (check out our Consumer Cellular review) that offer more customizable plans with talk-only options, all of T-Mobile’s plans include unlimited talk, text, and data. All of the plans also include 50GB of data per month before service will be throttled, which we found to be more than enough to cover normal phone usage.

Another aspect of T-Mobile’s plans is two of the three don’t include additional taxes or fees when we signed up with Autopay (which just means monthly charges are automatically deducted from your account).

Note: While there are no taxes or fees on the plans themselves, customers may be subject to these additional charges on phones or SIM cards when purchasing the plan. The no taxes or fees guarantee is on the price of the plan only.

While buying a phone plan can be a relatively complicated process with a number of different, occasionally conflicting offers, we found T-Mobile to be uncommonly transparent with their pricing. The plan descriptions include a number of explanatory statements as well as a robust FAQs section to help answer any questions we may have had. Another great thing about T-Mobile is that they don’t require annual service contracts, so it’s easy to cancel service if it doesn’t meet expectations.

T-Mobile Benefits

The unique features of T-Mobile’s plans also deserve a bit more explanation. Let’s take a quick look at the different services the plans include.

  • Scam Shield: As anyone with a phone can attest, the number of robocalls we all receive is out of control. According to the FCC, U.S. consumers received approximately 4 billion robocalls per month in 2020. As a result, T-Mobile has introduced Scam Shield to help combat this issue. T-Mobile customers can download the free Scam Shield app or upgrade to Scam Shield Premium for a small charge.
  • “Free Stuff Every Week: T-Mobile offers special promotions and discounts to its customers, unveiled each week, called T-Mobile Tuesdays. While the offers aren’t world-shattering, some perks like free Postmates delivery for three months are a nice bonus.

Quick Note: Both ScamShield and T-Mobile Tuesdays are free, additional apps T-Mobile customers can download for Android and Apple to access the services.

  • Services Abroad: One of the things we love most about T-Mobile is how well they cater to international travelers. All Unlimited 55+ plans offer either texting or texting and data. For instance, the Magenta 55+ plan offers 5GB of 4G data in Mexico and Canada, and Magenta MAX 55+ offers twice the data speed and texting abroad.
  • Service in Mexico and Canada: T-Mobile offers data service throughout North America. For the Essentials 55+ plan, we were able to get 2G data coverage, and the Magenta 55+ and Magenta MAX 55+ plans offer up to 5GB of 4G data, which was a big help looking up the best bagel in Montreal.
  • Streaming: Streaming video is a big part of phone usage these days. With T-Mobile, the Essentials 55+ and Magenta plans offer unlimited standard definition (480p, “DVD quality”) streaming, and the Magenta MAX 55+ plan offers up to 4K unlimited high-definition streaming.
  • Netflix on Us: The Magenta 55+ and Magenta MAX 55+ plans both offer Netflix streaming. The Magenta 55+ plan offers a basic Netflix plan on one screen in standard definition, and the Magenta MAX 55+ plan offers a basic Netflix plan on one screen, and a Netflix standard plan on two screens in high-definition for more than two line accounts.

Device Options

T-Mobile offers dozens of phones that can be used with its 55+ plans from the latest iPhones to Samsung’s Galaxy family of devices. The phones can be purchased two ways, either buying them straight up for a one-time fee, or adding the cost of the device to your monthly bill and paying it off, typically over the course of 24 months. If you have a phone you like, you can also bring it to T-Mobile and have them activate it for you with your plan, though some restrictions in service may apply (it’s always best to check with customer support to make sure your phone will work).

For the purposes of this overview of T-Mobile, however, we’re going to be looking at the phones that are recommended with their 55+ plans. These phones are free when starting a new plan, meaning that once you’ve been on your plan for 24 months, the amount of money you’ve paid to cover the cost of the phone is refunded.

  • Google Pixel 6: You can get the Pixel 6 for free with trade on the Magenta MAX 55+ plan. With 128GB of memory, this smartphone features a long-lasting battery with a powerful new camera system. If security is a concern, this smartphone is equipped with Titan M2 Security with a fingerprint unlock feature. Powered by Google’s processor Tensor, this smartphone is ideal for older adults who enjoy taking family photos with wide and ultra lenses that provide crisp snaps. With a 6.4” display and 2340 x 1080 display, this device has a one-time price of $599.99 or a monthly price of $25 for 24 months.
  • Samsung Galaxy A11: This baseline Samsung model features an edge-to-edge 1560 x 720 display, 32GB of internal memory, and a triple-lens camera with 13 megapixels (MP) for high-quality photos and video. The phone runs on Android and features a fingerprint sensor for added device security. The big selling point for this camera, however, is its battery life. The A11 can run for 30 hours of talk time and has a rapid charge that can get it back to full power quickly. The A11 has a full-price value of $180, and a monthly cost of $7.50 per month.
  • Samsung Galaxy A10e: The A10e, also from Samsung, has a smaller build than the A11, weighing a couple of grams less and featuring a smaller screen. The A10e features 32GB of internal memory, a 1560 x 720 display, and a 23-hour talk-time battery. The thing that sets the A10e apart is its dual camera. The device features an 8MP rear camera as well as a 5MP front-facing camera for snapping selfies. Like the A11, the A10e has a one-time price of $180 and a per-month value of $7.50.
  • T-Mobile REVVLRY: This T-Mobile branded phone features 32GB of internal memory, a fast-focusing 13MP camera, and a 24-hour talk-time battery. The device also features a fingerprint scanner for added security, and a Qualcomm® Snapdragon™ 632 octa-core processor which helps reduce device lag as you’re playing games or taking photos. The REVVLRY™ is also a slightly lower price point than the Samsung options, costing $168 as a one-time purchase or $7 per month.
  • LG Aristo 5: The Aristo from LG is similar to the Galaxy A10e, with a smaller overall size and weight, but features a 13MP rear camera and a 5MP front-facing camera. The device also features a 32GB internal memory as well as a ten-hour talk time battery. The Aristo is also the cheapest camera offered with the 55+ plans, costing $6.25 per month or $150 full price.
  • LG K51: The K51 is the largest phone offered with the 55+ plans, weighing in at over 7 ounces. The device features a 32GB memory, triple rear 13MP cameras as well as a 13MP front-facing camera, 23 hours of talk time battery, and a surround sound stereo speaker system. This full-featured phone is the most expensive device offered with the 55+ plans, costing $7.75 per month, or $186 at full price.

Recapping T-Mobile

While there are a number of cell phone plans specifically geared towards older adults like Consumer Cellular (or for another example, check out our Jitterbug Smart3 review), there is something to be said about keeping your phone service on one of the major three telecom companies in the US. Better coverage both at home and abroad offers the freedom to roam without worrying about lost service when you need it most.

We were impressed that T-Mobile offered 55+ plans when the other two major providers didn’t, and were even more impressed at the prices of the plans and the device options available. Broadly speaking, T-Mobile is a transparent and friendly company to deal with, which is a major positive as buying cell phones and mobile plans can be a complicated or confusing endeavor.

To learn more about our favorite cell phones and plans for seniors, be sure to check out our helpful guides:


If you’re buying the device in-store, T-Mobile can verify age using a government-issued ID like a driver’s license or passport. If you’re purchasing a 55+ plan online, you’ll need to talk to a live chat representative and they can verify your age based on social security number or banking information (same goes with over-the-phone orders).

No. And that’s one great thing about T-Mobile’s 55+ plans: only the main account holder needs to be older than 55.

Currently, the Essentials 55+ plan can only be used with up to two lines; however, Magenta 55+ and Magenta 55+ MAX can be used with up to four lines.

Though the T-Mobile website says the Essentials plan is a limited-time promotion, those that sign up now will be grandfathered in for as long they’d like to keep the plan.

Written By

Amie Clark

Amie has been writing about senior care products and services for the last decade. She is particularly passionate about new technologies that help improve the quality of life for seniors and their families. Seeing her parents and grandparents age made Amie ask herself, “Would this be good enough for my loved ones?” In her spare time, Amie enjoys outdoor adventures and spontaneous road trips. Learn more about Amie here